Cartão WISE – MAIORES ERROS nas VIAGENS 2024

Title: Using the Wise Card for International Travel and Money Management

In this video, the speaker discusses their experience using a Wise card during their travels in Uruguay. They explain how they use the card to make purchases and withdraw cash from ATMs. The Wise card allows users to hold multiple currencies on one card, making it convenient for international travelers.

The speaker shares some tips for using the Wise card effectively:
1. Choose a card that utilizes your local currency if you’re traveling within a single country or region for an extended period.
2. If you are traveling to multiple countries with fluctuating currency values, it is better to have the local currency directly on the card.
3. The Wise app automatically converts currencies when making payments, so there’s no need to worry about constantly converting amounts yourself.
4. Be aware of currency fluctuations in specific regions and consider timing your remittances accordingly.
5. In some places, like Argentina, it may be necessary to use the physical Wise card for payment instead of the virtual card.
6. The Wise card has a stronger acceptance rate with Visa branding than other cards.
7. When making purchases, you can choose which currency is debited from your account.
8. In Uruguay, the speaker did not need to withdraw reais as they were accepted in some places alongside dollars and pesos uruguayos.
9. To withdraw dollars, one must be in a country that uses it as its official currency.
10. The Wise card may not always offer the best conversion rates when making cash withdrawals in countries like Argentina. In such cases, it’s better to use other methods for obtaining local currency or pay directly using the card instead of making an ATM withdrawal.
11. When prompted by a bank machine to accept its conversion rate, decline and let your bank (Wise) handle the currency conversion as it will be more favorable for you.

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